Buying your first home in Bastrop is exciting—but it’s also easy to make rookie mistakes that cost time, money, or even the house. Here are 7 common pitfalls first-time buyers face in Bastrop—and how to avoid them.
1. Not Getting Pre-Approved First
Don’t window shop before you know your budget.
- Pre-approval gives you confidence and leverage
- It helps you act fast when the right home hits the market
2. Overlooking Local Programs
Bastrop buyers can qualify for down payment help or USDA loans.
- Always ask about TSAHC, city/county grants, and low-interest options
3. Buying Based on Emotion Alone
Love the kitchen? Great. But also:
- Check flood zones, schools, commute times, HOA rules
4. Skipping the Inspection
Even new builds need an inspection.
- Watch out for foundation issues, septic systems, and drainage problems
5. Opening New Credit Before Closing
This can tank your mortgage approval.
- No new cars, credit cards, or big purchases during escrow
6. Falling in Love with One Home Too Soon
If it falls through, it can be discouraging.
- Keep 2–3 strong options in play
7. Choosing the Wrong Realtor
You need someone who:
✅ Knows Bastrop neighborhoods
✅ Has local lender/inspector referrals
✅ Can explain every step in plain English
Final Thoughts
Avoiding these mistakes can save you thousands—and months of frustration. I help first-time buyers in Bastrop navigate the process every day.
📋 Want a free “First-Time Buyer Survival Guide?” I’ll send it your way.
