Buying your first home is one of the biggest decisions you’ll ever make—but how do you know when you’re actually ready? If you’ve been asking yourself, “Should I keep renting or finally buy?”—this post is for you.
Here are 5 signs you might be more ready than you think.
1. You’re Tired of Paying Rent with No Return
If your rent is close to (or more than) a mortgage payment, it might be time to build equity instead.
2. You Have Stable Income & Job History
Most lenders look for 2 years of consistent employment—even if you’ve recently changed roles in the same field.
3. Your Credit Is at Least 620+
FHA loans go down to 580, but 620+ opens more options with better terms.
4. You’re Ready to Plant Roots
If you plan to stay in Bastrop for 3+ years, buying makes financial sense. You’ll benefit from appreciation and avoid rising rents.
5. You’re Excited to Learn the Process
If you’re reading blogs like this, asking questions, and budgeting ahead—you’re already on the right track.
Final Thoughts
You don’t need to be perfect to buy your first home—you just need a plan. Let’s have a quick chat and see what’s possible for you in today’s Bastrop market.
📋 Grab my free First-Time Buyer Readiness Checklist to see where you stand.
