Should you keep renting or take the plunge and buy your first home in Bastrop? With prices, rates, and rents all shifting, 2025 brings new math to the table.
Let’s break down the pros and cons—and show you what’s smarter long-term.
📊 Rent in Bastrop (2025 Averages)
- 3-bed rental: $1,900–$2,200/month
- No equity
- Subject to rent increases
- Limited control over the space
🏠 Buy in Bastrop (2025 Averages)
- Starter home: ~$350,000
- 5% down = ~$1,900/mo with taxes & insurance
- Build equity over time
- Stable payments, homestead exemption, tax deductions
🔄 Equity vs Expense
- Renting = 100% expense
- Owning = Part expense, part investment
- In 5 years, you could build $40K+ in equity as a homeowner
🛠️ Repairs and Flexibility
- Renters don’t worry about repairs
- Homeowners gain freedom: paint, renovate, garden, pets allowed!
Final Thoughts
If you plan to stay in Bastrop for 2–3+ years, buying beats renting in almost every case. You’ll spend the same—or less—and build long-term wealth.
📉 Want to compare your current rent vs owning? I’ll run the numbers with you.
