Introduction
Whether you’re browsing Zillow at midnight or casually texting agents, buying a home is a big deal—and one that can build long-term wealth. But before you start scheduling showings, let’s cover the essentials.
1. Know Your “Why”
Are you buying for space, stability, investment, or all three? Defining your purpose helps you stay grounded during bidding wars and open houses.
2. Get Pre-Approved First
A pre-approval does two things:
Shows sellers you’re serious
Helps you set a realistic budget
Tip: Aim for a monthly payment that doesn’t exceed 28–30% of your gross income.
3. Don’t Shop by Price Alone
Focus on total monthly costs:
Principal + Interest
Taxes + Insurance
HOA (if applicable)
Maintenance/reserves
4. Location Still Rules
Pick the worst house on the best block—not the other way around. Prioritize:
School districts
Commute times
Walkability
Future development
5. Hire the Right Agent
You don’t need a Realtor. You need the right one. Your agent should:
Know the local market cold
Explain the process clearly
Negotiate in your best interest
Final Thoughts
Homebuying isn’t just a transaction—it’s a journey. Whether you’re early in the process or already touring homes, we’re here to guide you every step of the way.
🏡 Ready to talk strategy? Let’s chat today.
