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What Every First-Time Renter Needs to Know Before Signing a Lease

Introduction

Renting your first apartment is exciting—but it can also be overwhelming. Before you hand over your deposit or sign a 12-month lease, here’s what you need to know.


1. Understand What You Can Really Afford

The 30% rule: Spend no more than 30% of your income on rent.
Don’t forget utilities, internet, and renters insurance.


2. Know What’s in the Lease

Look for:

  • Move-in/move-out dates
  • Security deposit terms
  • Subletting policy
  • Repair responsibilities
  • Late fee clauses

Don’t just skim. Read everything.


3. Ask These Questions Before You Move In

  • Are utilities included?
  • Who handles maintenance?
  • Is there a grace period for rent?
  • What’s the parking or pet policy?

4. Document Everything

When you move in:

  • Take photos of any existing damage
  • Save emails or texts with your landlord
  • Keep a digital copy of your signed lease

5. Know Your Rights as a Tenant

Every state has laws protecting tenants:

  • Return of deposit timeframes
  • Required notice before landlord entry
  • Rules for evictions or lease termination

Final Thoughts

Renting smart starts with reading the fine print and asking the right questions. If you need help evaluating listings or preparing for a lease, I’m happy to walk you through it.

🏠 New to renting? Let’s talk before you sign anything.

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