Your offer just got accepted—congrats! But now what? If you’re a first-time buyer in Bastrop, it’s normal to feel both excited and overwhelmed. This guide breaks down exactly what happens next, step-by-step.
1. Submit Earnest Money & Option Fee
Within 1–3 days of acceptance:
- Earnest money (usually 1%) shows you’re serious
- Option fee (e.g., $100–$300) gives you time to inspect and back out if needed
💡 These are typically wired or dropped off at the title company.
2. Schedule Your Home Inspection
Don’t wait—book your inspector right away.
- Check roof, HVAC, foundation, electrical, plumbing
- Optional: septic, termite, pool, well testing
3. Negotiate Repairs or Credits
Based on the inspection report, you can:
- Request seller repairs
- Ask for a price reduction or closing credit
- Walk away during the option period if needed
4. Lender Orders the Appraisal
The lender verifies that the home is worth what you’re paying. If it appraises low, we’ll negotiate.
5. Final Loan Approval & Closing
After underwriting:
- You sign final documents
- Bring cashier’s check or wire funds
- Get the keys—🎉 it’s officially yours!
Final Thoughts
Knowing what to expect keeps the stress down and the excitement up. I guide every Bastrop buyer through this process step-by-step.
📋 Want a closing checklist built for Bastrop buyers? Let me know and I’ll send it over.
